Courier Van Insurance UK

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Van Courier Insurance provides cover for the carriage of another’s goods. It is applicable whether you are the owner of just one vehicle, or a fleet. As with most types of insurance there are many optional types of cover available. These are recommended as they can allow you to relax a bit by knowing you have the best courier van insurance that is available. This type of cover is also often referred to as hire and reward van insurance.

How to lower courier van insurance

Courier van insurance

  • Van Excess : By increasing the voluntary excess on you policy, you could indeed reduce your premiums however, should you make a claim, you will have to pay that excess. Be absolutely sure that this makes financial sense for you.
  • Van Security : Outfitting your vehicle with an immobiliser or security system, is another way to save money on one’s premium. Also worth considering is a tracker. Should your van be stolen, you may actually have a chance at getting it back. If you are able find secure parking for your van, that will be a big tick for getting a better deal on your Van Courier Insurance.
  • Pay Annually: In all but rarest exceptions, interest is charged for the convenience of being allowed to make monthly payments towards your premium. An easy way to reduce your Van Courier Insurance cost is to pay up front, all at once..
  • Safe Driving : A good history of driving is the best way to bring down your van courier insurance premium
  • Additional drivers: Keep in mind that whilst you yourself might be a great driver with a spotless license, who you declare as a named driver can affect your premium. Any driver under age 25 or with points will cost you more. Give serious thought to adding that 19 year old with a penchant for the speedway to your courier van Insurance policy.

Courier Van Insurance Optional Options

  • Goods in Transit : This type of cover will provide you with a peace of mind, as it can protect against loss, damage, or theft.
  • Courier Breakdown Cover : This type of cover provides roadside assistance.
  • Excess Protection : This can give you cover against any insurance excess costs in the event of a claim.
  • Public Liability Insurance : This will provide cover for you and your business should any member of the public make a claim against you.


Making modifications can increase your courier van insurance 

As a rule, ‘pimping’ up your ride is not a good idea. The reason being, that anything that is off spec, usually increases insurance costs. When you do this, the unintended consequence is that it will become potentially more expensive and difficult to find parts and make repairs. That said, if your customising involves a company logo or advertising, then you very well might be able to attract lower Van Courier Insurance rates. The reason is simple. If your vehicle is easy to identify, then thieves are less likely to steal it.

Provide correct details when applying for courier van insurance

Make sure that you are upfront about what you will be using your van for. Some folks tend to round mileage numbers up or down. Be as accurate as you can when declaring the mileage. Remember, missing or wrong info could be a detriment should you need to make a claim.

Courier Van Insurance FAQ's

What is Courier Van Insurance?

Courier van insurance will protect you as you go about your business plus your cargo and van. It a special type of insurance also referred to as van hire and reward insurance. It will cover risk that you are exposed to when carrying some third party  goods and include lost, stolen or damaged goods whilst in transit.

Do I need courier insurance?

If you are using your van to transport cargo on a regular basis then  you need the right type of cover to cover an accident, loss or theft. Courier van insurance is more expensive than standard van insurance as it is designed to cover the higher risk that are unique to delivery drivers. These include high mileage, multiple stops and in some case a high value cargo.

Why Direct Van Insurance?

Finding the best cover cover at the best price is difficult and requires spending time to compare all the available option available in todays market place. DirectVanInsurance can help by helping you do just that by submitting one simple form and receiving multiple can courier insurance quotes online.  


Courier Van Insurance Quotes

Protect your Van today. Compare quotes from multiple brokers.